THE BEST OF THE BEST CARS FOR 2009-2010!


Stepping onto a car dealership can be like stepping onto a spider web, with the resident spider alerted by your mere presence and ready to pounce on you...

The "spider" is, of course, the car salesman. So how do you successfully deal with the car salesman? (Get the car you want at a price you can live with.)...

The answer is simple, and in two parts:

1. Know what you want ahead of time. Specific make, model, options, and colors. (This site will help you with that.)

2. Know how to get the best car deals. There is an art to haggling, so instead of trying to learn the "art, " simply prepare yourself with facts and figures ahead of time from buying-new-car.net.

...So go get that car you want at a price you're willing to accept!

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Best "Green" Car

Toyota Prius
The gas/electric Prius hybrid retains its lock on this category for the fifth straight year. Despite lots of new hybrid models, the Toyota Prius' 44 mpg (overall) is still the best in any five-passenger car. The interior is roomy and versatile, and the Prius has proven to be very reliable.
Price: $24, 000.


Best Small sedan

Hyundai Elantra SE
Redesigned for 2007, the Elantra is a well-rounded small car. It provides good fuel economy, a comfortable ride, and an interior that's quiet, roomy, and well equipped. It also has standard electronic stability control, a proven safety feature that's absent on many other small cars.
Price: $18, 000.


Best Family sedan

Honda Accord
Redesigned for 2008, the Accord is a well-rounded, roomy sedan with a comfortable ride, agile handling, and smooth, refined powertrains. Electronic stability control is standard on all models, and crash-test results are impressive. Although the Nissan Altima edged out the Accord in total Ratings, most versions of the Altima lack ESC, a requirement to be a Top Pick.
Price: $22, 000 to $31, 000.


Best Upscale Sedan

Infiniti G35
One of the highest-rated sedans we've tested, the G35 successfully blends sportiness and luxury to offer an inviting overall package. Available in rear- or all-wheel drive, it has an exuberant powertrain, agile handling, and a well-crafted interior.
Price: $33, 000 to $35, 000.


Best Luxury Sedan

Lexus LS 460L
With a score of 99 out of 100 in our road test, the LS is our highest-rated vehicle. It provides a no-compromise environment of comfort and roominess, coupled with an isolating quietness. It also delivers quick acceleration and relatively good fuel economy. This car is brimming with electronic amenities, but the controls are easy to use.
Price: $77, 000.


Best Fun to drive car

Mazda MX-5 Miata
With its balanced handling, quick and precise steering, and crisp-shifting six-speed manual transmission, the Miata is a true sports car. It virtually tied the Porsche Boxster in our test scoring, but at about $27, 000, it's roughly half the price. The manual top can easily be lowered or raised with one hand from the driver's seat. If you want an affordable, fun-to-drive car with the practicality of a four-door hatchback, consider the Mazdaspeed3.


Best Small SUV

Toyota RAV4
The impressive RAV4 is versatile, comfortable, and roomy enough for a small third-row seat. The spirited V6 version accelerates quickly (the same as a Mazda Miata from 0 to 60 mph), yet delivers an excellent 22 mpg overall. The four-cylinder version gets 23 mpg, the best of any nonhybrid SUV we've tested.
Price: $23, 000 to $30, 000.


Best Midsized SUV

Hyundai Santa Fe
Redesigned for 2007, the much-improved Santa Fe edged out the Honda Pilot in our tests. It provides a quiet and roomy interior, excellent fit and finish, a refined powertrain, a relatively good ride, and an optional third-row seat. Standard ESC helps provide secure handling.
Price: $22, 000 to $31, 000.


Best Minivan

Toyota Sienna
The Sienna is our pick for the second year in a row. Its spacious, quiet, and refined interior is on par with some luxury sedans. And its V6 engine is powerful and fuel efficient. It is also the only minivan available with all-wheel drive. Price: $24, 000 to $37, 000. The Honda Odyssey, on the other hand, is more agile and, dare we say, fun to drive for a minivan.


Best Pickup truck

Chevrolet Silverado 1500 Crew Cab
The redesigned Silverado is considerably improved. It achieves a nice balance between work attributes and livability, including a generous payload rating, a comfortable ride, improved interior quality and steering feel, and easy access. ESC is standard on all crew-cab models. Price: $27, 000 to $39, 000. The GMC Sierra is virtually identical to the Silverado. The redesigned Toyota Tundra outscored the Silverado in our tests, but first-year reliability of the 4WD, V8 version was below average.

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I am interviewing for a F&I position right now with an auto dealership. I don't have much if any experience with auto sub-prime lenders and lending. However, I have been in the mortgage industry and have worked as both a loan officer, analyzing credit and assets of individuals and shopping sub prime lenders to find the best deal and also worked for a lender and qualified sub prime borrowers to fund their loans. My question is: are these jobs similar? Is analyzing credit and qualifying borrowers for auto loans the same or similar to qualifying people for mortgage loans? Are a lot of the terminology and concepts the same?

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